Summer seems to bring out the child in all of us because it takes us back to some of the funniest moments of our lives. It’s the perfect time of year for family outings, camping, and visiting water parks. But summer is also a time when teenagers also want to hit the road on their own without being under the watchful eye of their parents. I’d like to talk about how teens can really help their parents by lowering the cost of car insurance for young drivers. The following is a plan any teen can use to look like the best kid in the world to her parents.
There are a few key things you need to have on your vehicles to be in a better position to receive deep discounts from most insurers. It should have safety features like anti-lock brakes, air bags, and daytime running lights. Also, you should be proactive in protecting your cars from theft by installing anti-theft devices like OnStar, Lojack, or the Club. Insurance companies look more favorably on customers who take steps that will prevent or at least deter thieves from getting their wrinkles. If you can get these things in place before you shop around for the best coverage, you’ll definitely save a lot of money on young driver insurance.
This plan to save money on coverage for a new motorist is based on your ability to be selfless, a good planner, and know how to use the power of leverage and negotiation. The first part of the plan has to do with researching the best way to insure yourself as a new driver. Let your parents know you’re committed to hitting the road and you’ll earn the opportunity to do so. If your parents are already insured with a company, discuss how adding their young drivers insurance policy will affect the price.
When you’ve done all your research, you need to approach your friends with a proposal they can’t refuse. Offer them a deal where you pay for coverage on all the vehicles you own. Tell them that this will be their new responsibility and that you will gladly fulfill it. Next, focus on getting a job that provides you with the cash to cover car insurance for young drivers. Your goal should be to earn enough money to pay for insurance, as well as any other costs associated with supporting a person your age. This will show your parents that you are serious about being more independent.
Now, the key to this plan is being willing to pay for all of your auto insurance up front. This will qualify you for a huge discount because you don’t choose to pay monthly, or even quarterly. You’ll be able to make huge savings and seem more like a genius to your parents because you were able to free them from the burden and responsibility of paying for their young drivers’ insurance. So while you’re looking for an easy way to get on the road, make it happen by taking charge of the situation.